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Why are retirement plans important for SMBs?

Why are retirement plans important for SMBs?

by The Peppermint Team | Apr 29, 2022 | Understanding Retirement Plans

As a small-medium business owner, we understand that you might not have the ability to provide impressive benefits like those of Silicon Valley tech firms, VC-backed startups, or Fortune 500 Companies. After all, benefits can dent your bottom line, especially when...
Taking a loan against my retirement account

Taking a loan against my retirement account

by The Peppermint Team | Apr 20, 2022 | Understanding Retirement Plans

If you are thinking about taking out a loan against your 401k, you’re not alone. Before you pull the trigger though, it’s important to explore all of your options and know exactly what you’re getting into. In certain circumstances, it can be the right choice–but...
Attract the Best Talent in 2022 with Pooled Employer Plans

Attract the Best Talent in 2022 with Pooled Employer Plans

by The Peppermint Team | Apr 15, 2022 | Understanding Retirement Plans

As businesses scramble to compete for top talent in the current job market, offering a solid retirement plan distinguishes one employer from the rest.   While incentives such as paid time off, gym memberships, flexible schedules, free meals, and even branded swag...
How much should I match my employees contributions and why

How much should I match my employees contributions and why

by The Peppermint Team | Apr 7, 2022 | Understanding Retirement Plans

Have you ever wondered why some companies match their employees’ retirement plan contributions even though they have the option not to? As a business, doesn’t that mean spending more money?  In this article, we’ll help you answer that burning question when it comes to...
Why Retirement Plans Are More Important Than Ever

Why Retirement Plans Are More Important Than Ever

by The Peppermint Team | Apr 4, 2022 | Understanding Retirement Plans

Saving and investing are critical to achieving your goals and living the life you dreamed of.  To retire comfortably, you need to regularly set aside funds to build a nest egg. However, most people have trouble saving, or at least, saving enough to be able to retire...
How you can make retirement plans work for your SMB

How you can make retirement plans work for your SMB

by The Peppermint Team | Mar 30, 2022 | Understanding Retirement Plans

Have you thought about offering retirement plans for your employees, but weren’t sure if you could afford to – in time or money? Retirement plans, particularly 401ks, can be complicated. It’s easy to get overwhelmed by the technical wording and variety of...
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Recent Posts

  • What is ACP and ADP discretionary testing and why should I care?
  • What to do if you don’t like the retirement plan you offer your employees?
  • 7 Powerful Employee Retention Statistics and Why They Matter to Your Small Business
  • Why are retirement plans important for SMBs?
  • Many US States Are Mandating SMBs Offer Retirement Plans: How to Prepare and Comply

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Traditional 401k plans are expensive, require too much administrative work, and create risks for employers. Peppermint’s Pooled Employer Plan makes offering great retirement savings options quick, easy, and affordable.

 

* Always consult a tax advisor.

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